Business Architect

Sometimes, we reach a point where we get stuck and we no longer know how or where we can grow. Has this ever happened to you? It happens to every business at some stage in its journey, there comes a time when you need fresh eyes to help you:

  • Identify the pain points in your business
  • Initiate a process to remove these stumble blocks
  • Create a new strategy for growth

I create order from chaos. My expertise in finances, psychology and business coaching gives me a unique perspective on how to make your business better. As a business architect, I assess areas for improvement and recommend necessary changes to reshape your business. I help redirect flow in your business to remove stumbling blocks and to create a new strategy for growth.

Every business is different and presents unique challenges that I enjoy solving. If you need to transform your business and don’t know where to start.

Education & Development

When it comes to law, tax advice and strategy, I speak small business fluently. My primary focus is on the prosperity of the small business owner:

  • How can I help you grow your business?
  • What tools and skills do you need to prosper?
  • What are the pitfalls and how can you learn from the mistakes of those before you?

Noble Prosperity offers a holistic product for small business owners and entrepreneurs with everything you need to run a small business. Think of it as a go-to toolbox or a Small Business Varsity that will give you insight into, for example:

  • How to register for VAT (and whether or not you need to)
  • Do you qualify as a small business corporation?
  • What are the incentives available?

With these guiding principles, and so much more, we aim to empower entrepreneurs to grow and prosper. It’s a tricky landscape out there for small businesses and we all need a little help to get by. I want to share my knowledge and years of expertise with self-starters and go-getters who want to learn, improve and prosper.

Deceased Estate Services

When a loved one passes away, it can be a confusing and overwhelming time as you try to process the shock, pain and grief of losing someone you love.

Then there’s the matter of the estate.

As the breadwinner of the family, you need to ask yourself:

  • Are my estate affairs in order?
  • How much will it cost when I die?
  • Will my appointed executor know what to do?

So many people don’t know what to do when it comes to deceased estates, which is to be expected. I’ve encountered people who become like deer in headlights when they have to answer pivotal questions:

  • How do I execute an estate?
  • How much will it cost?
  • What do I need to do next?

That’s where we come in.

Our deceased estate service consists of two components:

  • Getting your affairs in order and estate liquidity assessment prior to death
  • Assisting the executor to wrap up the estate at death
  1. Getting your affairs in order. First, I do an estate liquidity assessment to determine how much money will be available for the executor to make sure that all SARS requirements are met.Remember that as of 21 February 2018, the estate duty rate has increased from 20% to 25% on estates of more than R30 million. You want to make sure that there will be enough cash flow in your estate to pay the duties, capital gains tax and executors fees.To make this calculation, I review the relevant policy documents and assets, and then I recommend the actions you need to take to make sure there’s enough cash flow when you die. I also help our clients prepare an estate file with all the information and instructions that the executor will need to wrap up the estate. This file contains all the relevant documents (for example a will, beneficiary details, a list of assets, etc).
  2. Helping your family wrap up the estate. Second, when the client has died, I work with the executor to wrap up the estate, using my technical expertise to guide him/her through the process.I am accredited at FISA (the Fiduciary Institute of Southern Africa) and I am qualified to assist in the administration of deceased estates. My aim is to help wrap up your affairs as fast and efficiently as possible. I do this by working closely with appointed executors of deceased estates to make sure that correct procedure is followed and that liquidation and distribution accounts are submitted to the Master of the High Court.

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